---
title: Insurance Blog | The Russell Agency, LLC in Southport, Connecticut
description: Read the Russell Insurance blog for local, interesting and up-to-date Connecticut insurance news.
---

# INSURANCE BLOG

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[**Personal life insurance: the basics** — — **What’s the purpose of life insurance?** — Life insurance usually is purchased by individuals to guarantee a specific sum of money to a designated beneficiary upon the death of the insured, or to the insured if he or she lives beyond a certain age. The payment may be used by the beneficiary at his… — Sep 18, 2020](/blog/2020/personal-life-insurance-the-basics)

[**Insurance and the divorcing couple** — According to various studies on American divorce rates, more than 40 percent of marriages end in divorce or annulments. If you and your spouse are going through a similar circumstance, we would like to share with you some commonly asked questions that will assist you in dealing with your homeowners… — Sep 16, 2020](/blog/2020/insurance-and-the-divorcing-couple)

[**Connecticut Law Forbids Certain Certificate of Insurance Requests** — Public Act No. 14-74 was signed by Gov. Dannel Malloy on June 3, 2014, and went into effect on Oct. 1, 2014. The law prohibits certain requests that have become prevalent in recent years that created inaccurate or misleading certificates of insurance. The law also allows the Connecticut Insurance… — Sep 14, 2020](/blog/2020/connecticut-law-forbids-certain-certificate-of-insurance-requests)

[**Keep everyone safe this Halloween** — Halloween may be the spookiest night of the year, but it’s important that you follow some important tips to protect yourself from any homeowners insurance — gaps that might leave you screaming. — 1. The most common homeowners claim from Halloween is a trick-or-treater tripping on someone’s property… — Sep 14, 2020](/blog/2020/keep-everyone-safe-this-halloween)

[**Sexual Harrasment Training Required by October 1, 2020** — Connecticut state law requires most employees in the state to complete sexual harassment prevention training. Employees must take a mandatory training course by **Thursday, Oct. 1, 2020,** in order to comply with the new law. You and your employees must comply with this new law if you do any business… — Sep 9, 2020](/blog/2020/sexual-harrasment-training-required-by-october-1-2020)

[**Tips for Power Tool Safety** — What would you do without power tools? Well, you’d probably take on fewer home-improvement projects — and probably have a lot more calluses on your hands. — Thankfully, you don’t have to do without. But you do have to use tools safely, if you want to do good work and keep all of your fingers and… — Sep 4, 2020](/blog/2020/tips-for-power-tool-safety)

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