---
title: Insurance Blog | The Russell Agency, LLC in Southport, Connecticut
description: Read the Russell Insurance blog for local, interesting and up-to-date Connecticut insurance news.
---

# INSURANCE BLOG

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[**Holiday Gifts and Insurance Coverage** — — **My house is filled with expensive gifts waiting to be opened. If my home is burglarized, damaged or destroyed, are all these gifts covered under my homeowners policy?** — It depends on the particular gift. Many homeowners policies limit the amount of coverage or insurance they provide for personal… — Dec 25, 2019](/blog/2019/holiday-gifts-and-insurance-coverage)

[**Winter Loss Prevention Tips** — Now is the time to prepare to ensure we have a safe winter. Here are a few things to keep in mind to help minimize loss during the colder months: — • Your fireplace hasn’t been used in a year. Before you start your first fire, make sure it has been cleaned properly to avoid a potential fire. — •… — Dec 20, 2019](/blog/2019/winter-loss-prevention-tips)

[**Senate Passes Federal Funding Package with 3 Insurance Priorities** — **WASHINGTON –** The U.S. Senate has followed the House in passing a federal government funding package (H.R. 1865) that includes three of the top policy priorities of the National Association of Professional Insurance Agents (PIA National). — The measure includes an extension of the National Flood… — Dec 19, 2019](/blog/2019/senate-passes-federal-funding-package-with-3-insurance-priorities)

[**Other Drivers and Your Car** — Is your car covered if someone else is driving? The comprehensive and collision sections of your auto-insurance policy are attached to your car, so most insurance policies with comprehensive coverage will cover your vehicle if another person is driving it. — In addition, an auto-insurance policy’s… — Dec 18, 2019](/blog/2019/other-drivers-and-your-car)

[**Is Private Flood Insurance the Right Choice for You?** — The National Association of Insurance Commissioners (NAIC) says private flood insurers reported direct written premium of $644 million in 2018, up 9 percent from 2017 direct written premiums and up 71 percent since 2016. The NAIC has commenced a process to consider adopting a model act specific to… — Dec 13, 2019](/blog/2019/is-private-flood-insurance-the-right-choice-for-you)

[**Sledding on Personal Property** — Few thoughts kindle feelings of nostalgia quite as readily as memories of sledding: the wind in your face as you tear down a hill—joy and mild panic playing Pong inside your head—followed by the long trudge back to the top. — Few topics smother nostalgia quite as completely as … insurance and… — Dec 11, 2019](/blog/2019/sledding-on-personal-property)

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