---
title: Insurance Blog | The Russell Agency, LLC in Southport, Connecticut
description: Read the Russell Insurance blog for local, interesting and up-to-date Connecticut insurance news.
---

# INSURANCE BLOG

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[**Should A Lawsuit Rain Down, Do You Have Your Umbrella** — Lawsuits happen every day. Some are frivolous, while others warrant merit. If you were sued, would you have enough money to cover your attorney’s fees and possible settlements? Most homeowners and automobile policies offer certain protections to cover legal liability, but is it enough? — If you are… — Nov 22, 2019](/blog/2019/should-a-lawsuit-rain-down-do-you-have-your-umbrella)

[**When You Back Into Your Garage Door, Which Policy Pays for the Damage?** — While backing up, you run into the garage door you just installed. Should you submit the claim to your auto or homeowners insurance carrier? — Because you own the garage, damage to the door will not be covered by your personal auto policy. The ISO form reads: — **EXCLUSIONS** A. We do not provide… — Nov 20, 2019](/blog/2019/when-you-back-into-your-garage-door-which-policy-pays-for-the-damage)

[**Condo Unit Owners Additions and Alterations: What is the proper Limit of Coverage?** — In order to write a policy with the appropriate Coverage A limit, you must know what the association and unit owners are responsible for insuring. Most Connecticut associations are following the statutory default, which means the association is responsible for insuring the unit owner’s improvements… — Nov 18, 2019](/blog/2019/condo-unit-owners-additions-and-alterations-what-is-the-proper-limit-of-coverage)

[**We Are Here For When Life Changes** — Have you ever gone through a major change in your life and immediately thought about how it could affect your insurance policies? If you answered no, then you're just like most other people. That's what we're here to help you with. The decisions you make could change a lot more in your life than… — Nov 11, 2019](/blog/2019/we-are-here-for-when-life-changes)

[**Unpack Your Moving Concerns** — Here are some things to keep in mind before and after the big move. — First, you should be concerned about the things you are moving. You want to protect your stuff—whether you rent or own—so you should have an insurance policy in case of fire, flood or other disaster. We are here to ensure that… — Nov 6, 2019](/blog/2019/unpack-your-moving-concerns)

[**Is Road Rage Covered By Auto Insurance?** — Did you know that road rage incidents are considered intentional acts and are excluded in the personal auto policy? This is because damage to a vehicle from road rage isn’t actually caused by an accident; rather, it’s caused by aggressive driving behavior. So, if a driver initiates a road-rage… — Nov 4, 2019](/blog/2019/is-road-rage-covered-by-auto-insurance)

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