---
title: Connecticut Directors and Officers | The Russell Agency, LLC in Southport, Connecticut
description: The Russell Agency is a local Southport, Connecticut independent insurance agency, providing complete personal and business insurance services. Comprehensive coverage, quality service, and competitive prices.
---

# DIRECTORS & OFFICERS INSURANCE

* * *

## Directors and Officers Liability Insurance (D&O)

If you're a director or an officer of a business, you can sometimes find yourself in situations where an opposing party is looking to sue. Whether you're sued by a vendor, a competitor, or an investor, it's best to be covered to come out in good shape.

Although being sued might seem like the unthinkable, it's crucial that to stay on top of your business, you have everything covered -- even when it seems impossible.

Directors and officers insurance from a reputable insurance agency like Russell Insurance can help cover the legal fees, settlements and more in case of legal issues.

### Why might directors or officers be sued?

It's crucial to be covered if you were ever to be sued, but for what reasons would other parties sue you?

Other parties could sue you for fraud, misuse of company funds, or even neglect to obey workplace laws. Not only that, but if you're accused of misrepresenting the company, or causing the company to go bankrupt, you could be sued by outside parties.

It's important to keep in mind that directors and officers insurance typically covers the whole company so that you don't have to worry about the entire business going under water.

### Who needs directors and officers insurance?

If you're wondering whether or not your business needs directors and officers insurance, consider this -- do you have enough assets to dig yourself out of legal matters? Consider the cost involved, and determine whether or not your business would still be successful if it were to be hit with a violation that takes you to court.

In most instances, the answer is no, and in that case, directors and officers insurance coverage is strongly recommended. It doesn't matter what kind of business you are -- whether you consider yourself a small business or a corporation, whether you're a non-profit or otherwise, you could benefit from having a directors and officers insurance plan in place.

If you're still curious about how it all works, give Russell Insurance a call at {[agency.phone | phone }} to learn more about our packages and what coverage is right for you and your business. * * * ## Insurance Quotes Give us some info and we'll help you find the best coverage options. [Request a Quote](/business-insurance/directors-officers-insurance/quote)

## Insurance Partners

[AIG — Chubb — GEICO — Hanover — Liberty Mutual — Mapfre — Narragansett Bay — National General Insurance — NFIP — Plymouth Rock — Progressive — PURE — State Auto — The Hartford — Utica National — Vault](/insurance-companies)

## Customer Reviews

You don't have to take our word for it. Check out what our customers say about us.

[View Reviews](/testimonials)

### Let's Get Started on Your Insurance Quote

We'll review your current insurance for gaps and offer suggestions to improve your coverage or reduce your premiums, depending on your needs.

[Talk to an Agent](/contact)

[Start Online](/business-insurance/directors-officers-insurance/quote)

![A road sign for Russell Insurance](https://webtricity-assets-2.wbtcdn.com/737e91e1-4ad0-4553-94cc-e236de4e37a6/images/upload/washington-20-42-1170x780.w540.q80.986a05c17072b07aaece79680e1b0eae1461c76b08ad02661a5ffe997e199999.jpg)

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