INSURANCE BLOG

— My house is filled with expensive gifts waiting to be opened. If my home is burglarized, damaged or destroyed, are all these gifts covered under my homeowners policy? — It depends on the particular gift. Many homeowners policies limit the amount of coverage or insurance they provide for personal…

Now is the time to prepare to ensure we have a safe winter. Here are a few things to keep in mind to help minimize loss during the colder months: — • Your fireplace hasn’t been used in a year. Before you start your first fire, make sure it has been cleaned properly to avoid a potential fire. — •…

Is your car covered if someone else is driving? The comprehensive and collision sections of your auto-insurance policy are attached to your car, so most insurance policies with comprehensive coverage will cover your vehicle if another person is driving it. — In addition, an auto-insurance policy’s…

The National Association of Insurance Commissioners (NAIC) says private flood insurers reported direct written premium of $644 million in 2018, up 9 percent from 2017 direct written premiums and up 71 percent since 2016. The NAIC has commenced a process to consider adopting a model act specific to…

Few thoughts kindle feelings of nostalgia quite as readily as memories of sledding: the wind in your face as you tear down a hill—joy and mild panic playing Pong inside your head—followed by the long trudge back to the top. — Few topics smother nostalgia quite as completely as … insurance and…