Russell Insurance Blog
All You Ever Wanted to Know About Insurance
Occurrence vs. Claims Made
Wednesday, September 21, 2022
What Is an Occurrence-Based Policy vs. a Claims-Made Policy? - A liability insurance policy helps pay for expenses related to a loss suffered by another person or business that occurred on your property or because of...
2025
2024
2023
2022
December
- What Is Negligent Entrustment Liability?
- Traveling Safely With Pets
- Self-storage units
- Make sure you are the only YOU out there
- Roommates: They are not just for college anymore
- Everyone needs more than the minimums for auto insurance
- Traveling Safely With Pets
- What Is Negligent Entrustment Liability?
- What to Check Before Buying a Used Car
November
- What Kind of Insurance Do You Need for a Million-Dollar Car?
- Your Condo Lets You Avoid Many Homeownership Hassles – But You Still Need Insurance
- What To Do After an Auto Accident
- Prepare Your Home for Cold Weather
- Should I Notify My Insurance Company About a New Puppy?
- Your Trash Is a Criminal's Data Treasure
October
- No nightmares this Halloween
- Landowners, Your Vacant Land Is a Liability
- Homeowners policies: Are you covered or not?
- Preventing Electrical Fires at Home
- Driving drowsy should not be a part of your road trip
- Check Your Homeowner's Insurance Before You Become a Home-Share Host
- How to Choose the Right Smart Security Camera
- No such thing as a no-flood zone
- Preparing for a Power Outage
- Year-round protection, and advice
September
August
July
June
May
April
March
February
January
2021
December
November
October
September
August
July
June
May
April
March
- Industry Insights: Landscapers, Don’t Be a Buzz Kill
- How Accidents Impact Your Insurance Policy
- EPLI and Age Discrimination
- Do You Need New York State's Workers' Compensation Coverage?
- Does Your Business Need Earthquake Insurance?
- Are Your Contents in a Storage Unit Covered?
- 10 Tips to Help Prevent Identity Theft
- Can You Mulch Your Landscaping and Avoid Insect Infestations?
- What is Ransomware and How Do You Prevent It From Harming Your Business?
February
January
2020
December
November
October
- Does My Credit Score Affect My Insurance Premiums?
- Revving Up Your RV? Think Safety First!
- Are your holiday gifts covered?
- High-rise residents have unique fire precaution concerns
- Avoid COVID-19 scams
- Teach Your Kids About Insurance
- We Won't Let You Down
- It’s Back-to-School Time — Is Your House Ready?
- My car is totaled—now what?
September
- Your young drivers—help them play it safe
- Identity theft—who’s been in your wallet?
- Certificates of insurance
- What you need to know before you volunteer
- What to do if you’re involved in an accident
- Personal life insurance: the basics
- Insurance and the divorcing couple
- Connecticut Law Forbids Certain Certificate of Insurance Requests
- Keep everyone safe this Halloween
- Sexual Harrasment Training Required by October 1, 2020
- Tips for Power Tool Safety
- State Legislature Extends Emergency Powers
- Minimum Wage Increases
August
July
June
- Top Ten Insurance Tips for Hurricane Season
- Flood damage: is my home covered? Part 2
- Flood damage: is my home covered?
- How to keep your vehicle safe from car thieves
- Windstorm Reminder!!!
- 5 Things Homeowners Need to Know in Preparing for Flood Season
- I Just Bought a New Car. What Insurance Coverage Do I Need?
- Senate Passes Paycheck Protection Flexibility Bill
May
- How are hurricanes graded?
- What is a hurricane deductible?
- Storm damage—what’s covered?
- A household inventory—well worth the time
- FAQs on Connecticut’s grace period for insurance premium payments
- Questions that homeowners may have about their property-loss claim following a catastrophic event
- Employee or independent contractor?
- How does my auto insurance react to pothole damage?
- Crime Prevention Begins at Home
- It might be time to spring clean your insurance
- A household inventory—well worth the time
- Flooding Will Double Worldwide by 2030
- Keep Your Pets Safe in a Disaster
- Hurricanes and Flood....Oh My!!!
April
- The Dangers of Drunk Driving
- Windstorm Reminder
- What’s the requirement for companies to provide loss runs on request?
- What is the Appropriate Coverage A Limit for a Connecticut Condo Policy?
- US Senate Passes More Funding for CARES Act Small Business Programs
- Above Normal Hurricane Season Projected
- Coronavirus Update
- Attention Builders: New Freeboard Requirement Effective January 2021
- Connecticut Insurance Commissioner calls on insurers to adjust premiums
- When a Bicycle Hits a Car, What Insurance pays?
- ERISA and Your Business Insurance
- Why You Need Service Line Coverage
- Connecticut Launches Small Business Bridge Loans
- Important News On Insurance Premium Payments for Connecticut
- CT Governor Announces 60 Grace Period for Some Insurance Premium Payments
- Start applying for a Paycheck Protection Program loan Friday, April 3
March
- FEMA Extends Grace Period for Payment of National Flood Insurance Policy Renewals due to COVID-19 Pandemic
- Are You Covered?
- What is the Most Common Natural Disaster in the U.S.?
- Protect Your House When You Rent It Out To Others
- Online Term Life Quoting Tool Now Available!!!
- Connecticut Insurance Department Information Page on the Coronavirus
- Insure Your Jewelry
- Stay Insured When You Rent or Hire a Vehicle
- Coronavirus and Business Interruption
- Coronavirus (COVID-19) Update
- Is federal flood coverage available for commercial property?
- Transportation Network Companies, like Uber and Lyft
- Top 10 contractor hiring tips for homeowners
- What to Consider When Choosing Auto Insurance
February
- Storm Damage - What's Covered?
- State of Connecticut Mandates Sexual Harassment Prevention Training for Businesses
- House Introduces Bipartisan Bill to Address Reptitive Loss Properties
- The dangers of drunk driving
- What you should consider before changing auto insurers?
- Choosing the Correct Fire Extinguisher Classification
- 5 Carbon Monoxide Safety Tips
- State Auto Offers Identity Theft Protection
- Credit Card Safety Measures
- What is a Reservation of Rights Letter?
January
- Governor Signs Executive Orders to Reduce Health Care Costs in Connecticut
- Hemp Will Qualify for New Crop Insurance Pilot
- Avoid a Loss: Prevent Burst Pipes While on Vacation
- Referrals Welcome!
- Super Early Spring Cleaning Ideas!
- Stay Informed
- The Safety of Independence
- Make Sure You Are The Only You Out There
- Seat Belt Laws
- The Do’s and Don’ts After A Fire
- Electric Scooters are Coming!!!
- When Roadside Assistance Isn’t Enough
- A Home's Replacement Cost
- Older Drivers
2019
December
- Connecticut Texting Laws
- Holiday Gifts and Insurance Coverage
- Winter Loss Prevention Tips
- Senate Passes Federal Funding Package with 3 Insurance Priorities
- Other Drivers and Your Car
- Is Private Flood Insurance the Right Choice for You?
- Sledding on Personal Property
- The Cold Truth About Ice Dams
- How to Protect Your Classic Car
- Flood Risk: Know Your Exposure
- Heating your home this winter
November
- If it looks too good to be true …
- Thinking about Airbnb? Consider the implications
- Should A Lawsuit Rain Down, Do You Have Your Umbrella
- When You Back Into Your Garage Door, Which Policy Pays for the Damage?
- Condo Unit Owners Additions and Alterations: What is the proper Limit of Coverage?
- We Are Here For When Life Changes
- Unpack Your Moving Concerns
- Is Road Rage Covered By Auto Insurance?
- Why You Might Want to Live Like a Minimalist
- New Coverages to Consider When Purchasing Auto Insurance
October
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